As the first Debt Based Crowd Lending Platform specialising in financing Purchase Order licensed by Saudi Central Bank, Tameed offers fast financing for your PO

Key Benefits for SMEs

We offer a straightforward alternative to traditional lending to SMEs. We specialize in financing your working capital and offer unique benefits for your business

On-demand financing solution. Choose when you need financing

Immediate initial approval & Final Approval within 3 days

Flexible rates starts at 1%/Month with early payment discount

Off-balance funding, not financial liability

Register and Get Instant Funding

Unlock your working capital and improve your cash flow by financing your purchase orders.

SIGN UP FOR free and upload your purchase order details, personal information, and related informations like Amount and duaration etc.

Tameed reviews your application and performs a credit assessment based on your Purchase Orders.

You select when and for which Purchase Orders you want to receive financing. We pool the required funds and start the financing process.

At the maturity date, the PO-Issuer pays the invoice to an escrow account and Tameed will settle the accounts with you and the financiers.

We support SMEs

Tameed, which means PO in Arabic, is the only Purchase Orders (PO) financing platform in Saudi Arabia. We provide financing based on government-backed POs connecting small and mid-market businesses seeking fast, finance with peer-to-peer financing from investors who are looking for superior returns. Financing is managed by the highly secured Tameed Platform regulated and approved by the regulated by the Saudi Central Bank (SAMA).In Saudi Arabia alone, the government issued 738,610 POs worth over SAR 664 billion until the end of Q3 2021. By leveraging crowd lending from individual and institutional investors, Tameed is injecting liquidity into the marketplace.

Financing requirements

What you need to have, in order to meet our requirements and receive funding from tameed

High Credit Rank

KSA government is rated A1 (Moody’s, May 1, 2020) Suppliers are well-rated, reputable multinational manufacturers.

Adequate credit check

Adequate credit screening, KYC and legal due-diligence checks are conducted on all participants, including POs, and payment history.

No Minimum Amount

There is no minimum funding amount

Confirmed PO

POs are confirmed by the Saudi government prior to funding, representing a payment guarantee.


The Answers to most of your questions

What is Tameed?

Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.

How can I apply for PO financing?

You can apply by signing up on our platform ( and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.

Are the financing operations on Tameed platform compliant with Islamic Sharia law?
What are the expected financing costs?

The financing cost is divided into two parts:
1- Administrative fees starting from 2.5% to 2.95%
2- Monthly profit rate ranging from 1% to 2%

Is the amount transferred directly to the applicant's bank account?

No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.

What are the required guarantees?

1- Assignment of proceeds
2- Promissory notes

What is the time frame for the financing procedures?

The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.

Can I pay off the financed amount before the due date?

Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the  contract.

What is the maximum financing duration that can be requested?

The maximum financing duration that can be requested is 12 months.