As the first Debt Based Crowd Lending Platform specialising in financing Purchase Order licensed by Saudi Central Bank, Tameed offers fast financing for your PO


As the first Debt Based Crowd Lending Platform specialising in financing Purchase Order licensed by Saudi Central Bank, Tameed offers fast financing for your PO


Expand your horizons as a supplier, by integrate our B2B Tameed AJEL an off- balance sheet financing into your
offerings and grow your business and improve your cash-flow

Performance Bond
and PO Financing

Comprehensive financing solutions to all of your PO needs from performance bond to PO needs, all in one financing package!

PO Financing made easy

We offer a straightforward alternative to traditional lending to SMEs.
We specialize in financing your working capital and offer unique benefits for your business

Apply in minutes

It takes five minutes from start to finish. We’ll just need some basic information about your business and your government-owned POs to make a decision.

Upload your POs

Send us your government-owned POs. The Ta3meed Platform will automatically review them and provide you with a financing quote within minutes.

Get Funding

Investors on the Tameed Platform will finance your POs. Your suppliers will receive the payment straight to their bank accounts.


At the maturity date, the government entity pays the invoice to an escrow account. Ta3meed will settle the accounts with you and the financiers

Tameed App

Request PO Financing, or start Investing from your Phone with the new Tameed mobile App. Available on Google Play-store and Apple App-store.


No. of approved subscriptions


Average Annual Return (AAR)


NPL Ratio


Invested Amount to Finance POs

Join Tameed Today

Approved and in compliance with Sharia Law

Tameed Platform is regulated and approved by the Sharia Board. We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.


The Answers to most of your questions

What is Tameed?

Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.

How can I apply for PO financing?

You can apply by signing up on our platform ( and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.

Are the financing operations on Tameed platform compliant with Islamic Sharia law?

Yes, all financing and investment operations on the Tameed platform comply with Islamic Sharia law and are overseen by a Sharia board chaired by Dr. Youssef Al-Shubaily

What are the expected financing costs?

The financing cost is divided into two parts:
1- Administrative fees starting from 2.5% to 2.95%
2- Monthly profit rate ranging from 1% to 2%

Is the amount transferred directly to the applicant's bank account?

No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.

What are the required guarantees?

1- Assignment of proceeds
2- Promissory notes

What is the time frame for the financing procedures?

The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.

What is the highest financing amount I can apply for?

The highest financing amount you can apply for is SAR 7.5 mio (as per Central Bank regulation)

Can I pay off the financed amount before the due date?

Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the  contract.

What is the maximum financing duration that can be requested?

The maximum financing duration that can be requested is 12 months