As the first Debt Based Crowd Lending Platform specialising in financing Purchase Order licensed by Saudi Central Bank, Tameed offers fast financing for your PO


Grow your investment portfolio effortlessly with Tameed, the first platform that pools crowd investments to finance government issued purchase orders. Enjoy high returns from short-term, Sharia compliant investments.


Expand your horizons as a supplier, by integrate our B2B Tameed AJEL an off- balance sheet financing into your offerings and grow your business and improve your cash-flow

Performance Bond
and PO Financing

Comprehensive financing solutions to all of your PO needs from performance bond to PO needs, all in one financing package!

We Finance Your PO

Purchase Orders financing

Instant Financing

Do you have Purchase Order from Government agency or large corporations? Apply now to receive instant peer-to-peer financing. Tameed supports SME businesses in Saudi Arabia.

Invest Now

Tameed offers individual and institutional investors opportunities to invest in government and large corporations backed Purchase Order

Become a Partner

Tameed Partners Financing Program helps Tameed partners improve the cash flow and optimizes their working capital by providing none-recourse finance to their clients/ suppliers.

PO Financing made easy

We offer a straightforward alternative to traditional lending to SMEs.
We specialize in financing your working capital and offer unique benefits for your business

Apply in minutes

It takes five minutes from start to finish. We’ll just need some basic information about your business and your government-owned POs to make a decision.

Upload your POs

Send us your government-owned POs. The Ta3meed Platform will automatically review them and provide you with a financing quote within minutes.

Get Funding

Investors on the Tameed Platform will finance your POs. Your suppliers will receive the payment straight to their bank accounts.


At the maturity date, the government entity pays the invoice to an escrow account. Ta3meed will settle the accounts with you and the financiers

Tameed App

Request PO Financing, or start Investing from your Phone with the new Tameed mobile App. Available on Google Play-store and Apple App-store.


No. of approved subscriptions


Average Annual Return (AAR)


NPL Ratio


Invested Amount to Finance POs

Join Tameed Today

Approved and in compliance with Sharia Law

Tameed Platform is regulated and approved by the Sharia Board. We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.


Simple and Clear Pricing

Underlying Purchase Orders (POs) from multinational, reputable manufactures from various industries including IT, Medical, Telecommunications , Defense, Construction industries.


Help in Real Time

From registration to on-going account management, our customer service team is here to help. When you call, you’ll get straight through to someone in our Saudi team.


Fast and Efficient

Applying for funding with us takes few minutes. Just upload your PO and get a decision in minutes.



Tameed Platform and data are protected by bank-level security and state-of-the-art encryption. The funded POs are confirmed by the government prior to funding representing a payment guarantee.


What is Tameed?

Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.

How can I apply for PO financing?

You can apply by signing up on our platform ( and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.

Are the financing operations on Tameed platform compliant with Islamic Sharia law?

Yes, all financing and investment operations on the Tameed platform comply with Islamic Sharia law and are overseen by a Sharia board chaired by Dr. Youssef Al-Shubaily

What are the expected financing costs?

The financing cost is divided into two parts:
1- Administrative fees of 2.5%
2- Monthly profit rate ranging from 1% to 2%

Is the amount transferred directly to the applicant's bank account?

No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.

What are the required guarantees?

1- Assignment of proceeds
2- Promissory notes
3- Direct deduction from the bank account

What is the time frame for the financing procedures?

The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.

Can I pay off the financed amount before the due date?

Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the  contract.

What is the maximum financing duration that can be requested?

The maximum financing duration that can be requested is 12 months, while the minimum financing duration is 3 months.