For investors
sharia compliant

Earn competitive returns on supply chain assets

Set your risk appetite and investment preferences—we handle the rest. Our platform automatically matches you with verified financing opportunities.

Four steps to start earning

01

Onboarding

Create your account and complete identity verification

02

KYC Verification

Submit documents for regulatory compliance

03

Deposit Funds

Add funds to your investment wallet securely

04

Auto-Invest

Configure your risk appetite and we match you with opportunities

Track your investments in real-time

Monitor performance, manage allocations, and view upcoming maturities all in one place.

Saudi Aramco
Oil field exploration
SA0123
4 Dec 2024
Re-paid
SAR 1,000
Value of repayment
10%
Net rate
Tameed Crowd
Risk: A
Saudi Aramco
Oil field exploration
SA0123
12 days
Delayed
SAR 1,000
Value of repayment
10%
Net rate
Tameed Crowd
Risk: A
Nupco
Supply of medicines
SA0123
20 days
Maturing in
SAR 1,000
Value of repayment
10%
Net rate
Tameed Crowd
Risk: A
Saudi Aramco
Oil field exploration
SA0123
Open
Status
2 months
Tenure
10%
Net rate
Tameed Crowd
Risk: A

3.2B+

Invested Amount to Finance POs

2.7B+

Total Payouts to Investors

16.8%

Average Annual Return for closed opportunities

460K+

No. of approved subscriptions

Tameed performance

All financing products are structured in accordance with Islamic finance principles, reviewed and certified by our Sharia supervisory board.

How we evaluate supplier risk

Initial Screening & Compliance

Verification of commercial registration, company track record, and regulatory standing prior to full audit.

Financial & Credit Health Check

Comprehensive analysis of financial statements, bank account cash flows, and credit repayment obligations via SIMAH.

Purchase Order & Sector Analysis

Assessment of the PO issuer's creditworthiness, contract conditions, and macroeconomic industry stability.

Credit Scoring & Platform Listing

Automated credit scoring, risk-tier assignment, and expected yield determination before listing on Tameed.

Investment Packages
by Risk Level

Choose from three investment packages based on risk level and credit profile. Each offers a different balance of risk and return to match your investment strategy.

Conservative Package

Low Risk
Credit Score:80–100
Risk Rating:A+, A, A-
Expected Return:9.6% – 11.5%

Minimal risk, strong financials, clean SIMAH record

Competitive Returns

Earn attractive yields on short-term financing opportunities

Risk Managed

All opportunities are verified and credit-assessed

Hands-Off Investing

Set your preferences once, we handle opportunity matching

Have questions?

Tameed Supplier FAQs

What is Tameed?

Tameed is the first crowd debt lending platform licensed by the Saudi Central Bank. Tameed is specialised in offering a financing alternative-other than a business loan- to finance the local SMEs who have Purchase Orders from Government agencies or Large private Companies.

How can I apply for PO financing?

You can apply by signing up on our platform (ta3meed.com) and filling out the required information: (commercial registration number - VAT number - authorized person ID number - birthdate -mobile number - email) and then setting a password.

Are the financing operations on Tameed platform compliant with Islamic Sharia law?

Yes, all financing and investment operations on the Tameed platform comply with Islamic Sharia law and are overseen by a Sharia board chaired by Dr. Youssef Al-Shubaily

What are the expected financing costs?

The financing cost is divided into two parts:
1- Administrative fees starting from 2.5% to 2.95%
2- Monthly profit rate ranging from 1% to 2%

Is the amount transferred directly to the applicant's bank account?

No; the financing amount is transferred directly to the supplier or service provider -according to the company's policy.

What are the required guarantees?

1- Assignment of proceeds
2- Promissory notes

What is the time frame for the financing procedures?

The evaluation of the financing request, and determining the profit rate, within one business day after receiving all the required documents. On average it takes around 3-5 business days for the supplier/provider to receive the funds.

What is the highest financing amount I can apply for?

The highest financing amount you can apply for is SAR 7.5 mio (as per Central Bank regulation)

Can I pay off the financed amount before the due date?

Yes, you can pay off the full amount before the due date and receive the agreed upon discount in the  contract.

What is the maximum financing duration that can be requested?

The maximum financing duration that can be requested is 12 months