أداء المنصة

Since launch, this cumulative NPL ratio includes amounts that became more than 90 days overdue, including amounts subsequently recovered. According to the latest Arabic Arkam report, 21 investment opportunities were classified as overdue, 15 later fully collected and 4 partially collected.

The net NPL ratio since launch is based on amounts more than 90 days overdue and still unpaid, after deducting collections, divided by total financing through the platform.

The outstanding portfolio’s NPL ratio is calculated on amounts whose repayment has been delayed more than 90 days past the due date and that remain unpaid as of the report date — after deducting settled amounts — divided by the total outstanding portfolio.